Our super-agent network in Nigeria, Baxi, with over 300,000 agents across the country, offers an extensive range of agency banking services such as cash withdrawal and money transfer as well as bill payments services, including electricity bills, Cable TV subscription, airtime vending, data subscription, and many more.

Get started

Our Partners

My Cart

Features and Benefits

Easy payments collection

With our presence across all 36 states in Nigeria, you can expand your business and provide your customers with multiple payments options across the country.

Single sandbox API

Offer your product to customers across web, POS, mobile and ATM, by integrating via a single Baxi sandbox API.

Agent management

We handle all the related operational expenditure and capital expenditure of agent management.

Agent channel

Through our agent channel, we simplify and integrate both online and offline payments in Nigeria, effectively providing your business with a wider coverage of customers.

Awards and recognitions

  • ISO certificates in ISMS and BCMS
  • PCI DSS certificate
  • Digital Payment Solutions Provider of the Year by Tech Innovation Awards 2022
  • No 1 Super agent for agent acquisition by SANEF (Shared Agent Network Expansion Facilities) program

Platform overview

Through our omnichannel platform, we enable commerce and digital payments.

Our Distribution channels

Merchants with POS devices or MPOS devices

Merchants without devices and mobile apps

Baxi Services

Baxi Services - Value-added services Value-added services
Baxi Services - Cash-in Cash-out Cash-in Cash-out
Baxi Services - PPS PPS
Baxi Services - Smart Trader Smart Trader

Accepts payments from

Baxi for Banks

Baxi for Banks

Our bank API integrations are created to carry out critical services.

Virtual Account API

Create instant agent wallet account
Instantly credit agent wallets

Fingerprint API activation of transfer

Banks will be able to leverage our agent network to offer this service on POS.
Save cost of deploying on ATM and scale service via Baxi agent network.

Account debit API

Your customers will be able to make cash withdrawals without debit cards.
You can also reduce OPEX for NOTONUS card transactions.


Customers will be able to perform E-Naira payment exchanges at agent locations
We will also be able to drive bank’s E-Naira services for CICO transactions.




Sign-off of the commercial agreement



We share the API and create integration support channels


Api test

You commence the implementation of API and user acceptance test is conducted


Live set up & wallet creation

Prefunding wallet is created and live credentials are provided


Pilot test

Pilot testing of all billers to confirm status.


Go live!